Young Driver Car Insurance
Policies from under £250*
Better prices for better drivers - we reward your care and attention!
Highly experienced UK advisors
Insurance you can trust
FCA Authorised and Regulated
Apricot, and all the insurers on our panel, are fully FCA authorised and regulated.
Friendly UK Customer Service
Our friendly UK team has over 35 years combined experience in car insurance.
Online Quotes
Get a quote online in minutes. Buy online or over the phone.
Policies to Suit Your Needs
Add options such as legal expenses cover, breakdown cover, etc.
Protected by FSCS
All policies are covered by the Financial Services Compensation Scheme for your peace of mind.
Proud BIBA Members
Established members of the British Insurance Brokers Association.
Car Insurance NI
Whatever your age, location or the car you drive, shopping around to find the best car insurance can feel like hard work. If you are looking for car insurance, Belfast and other Northern Ireland drivers can turn to Apricot. We compare car insurance NI quotes from the leading UK insurers to find the best quote for you. Apricot will help you avoid overpaying for car insurance while ensuring you get the right coverage that best suits your needs.
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What our customers say about Apricot Insurance
P Markey
Northern Ireland
“My household claim was settled promptly and to my total satisfaction, thank you for all your help.”
C Montgomery
Lisburn, Northern Ireland
“I have bought my car insurance from Apricot Insurance for the last few years – their staff are always friendly and easy to deal with.”
D Adams
Northern Ireland
“I am delighted that you could place my van insurance as I was having difficulty with other brokers. The premium was the best in the market and your attention to detail and friendly approach made it easy for me.”
Compare Young Driver Car Insurance
Getting on the road as a young driver is exciting, but finding affordable insurance can be a challenge. At Apricot Insurance, we understand how important it is to strike the right balance between cost and cover. That’s why we help you compare a wide range of young driver car insurance options to find a policy that fits your needs and your budget.
Why Is Insurance More Expensive for Young Drivers?
Insurers often consider young drivers as higher risk due to limited driving experience and a greater likelihood of being involved in accidents. As a result, premiums for drivers under 25 can be significantly higher than average. But that doesn’t mean affordable options aren’t out there.
By comparing quotes from a range of insurers, you increase your chances of finding young driver car insurance that’s both cost-effective and comprehensive.
How to Lower Your Premium
There are several ways to reduce your car insurance costs as a young driver:
- Add a named experienced driver – This can bring down the cost, as long as the main driver is still correctly listed.
- Increase your voluntary excess – Opting to pay more in the event of a claim can reduce your monthly premium.
- Choose a lower insurance group vehicle – Cars with smaller engines and lower repair costs are usually cheaper to insure.
- Consider a black box policy – Telematics insurance monitors your driving and can reward safe habits with lower premiums.
- Build a no-claims discount – If you drive safely and don’t make a claim, your premiums may reduce year on year.
What’s Included in Young Driver Car Insurance?
You can choose from the standard levels of cover:
Third Party Only – The legal minimum, covering damage to other people and vehicles.
Third Party, Fire and Theft – Adds protection if your car is stolen or damaged by fire.
Comprehensive – Offers the most complete cover, including damage to your own vehicle.
Compare and Save with Apricot Insurance
At Apricot Insurance, we’re committed to helping young drivers get on the road with confidence. Use our comparison service to find competitive young driver car insurance from a panel of trusted providers—all in one place.
Start comparing now and take the stress out of securing your first car insurance policy.