Cheap food delivery insurance

Specialist insurance for food delivery couriers

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Apricot is fully FCA authorised and regulated.

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Our friendly UK team has over 35 years combined experience.

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All Apricot’s policies are covered by the Financial Services Compensation Scheme for your peace of mind.

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Food delivery insurance UK

It’s crucial to have appropriate insurance if you’re engaged in delivering food commercially. Whether you deliver in a car or on a motorbike or scooter (or even a van) we can help you get competitive quotes for fast food vehicle insurance. The insurance can protect you from a wide variety of risks, including damage to your vehicle, which means you’re not left completely in the lurch if that happens. Apricot work with specialist UK insurers to find you the right cover with a great deal. Our team have more than 35 years experience and we are waiting to help you! Request a quick quote online or simply give us a call.

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Do You Need Insurance for Delivering Food?

If you use your vehicle to deliver food, whether it’s full-time for a take-away restaurant or on a casual basis for a fast-food app, you will need to have food delivery insurance. It’s unlikely your existing car insurance policy will cover this, so you will likely need separate insurance for food delivery.

How Much is Fast Food Delivery Insurance UK?

Food delivery insurance is likely to cost more than your standard car insurance because it comes with more risk, like driving under time pressure and late at night in the dark.

How much your food delivery insurance costs will depend on various different factors, including:

  • Your driving history and whether you have had any previous claims.
  • The condition of the car you want to insure.
  • How secure your car is and where you intend to keep it overnight.
  • The level of voluntary excess you’re willing to pay – typically the higher the excess the cheaper the insurance premium.

To get the best deals, we recommend gathering quotes from different insurers. By using Apricot’s comparison services we can help you compare quotes from a range of providers so that you can decide on the right deal for you.

What Happens if You Deliver Food Without Insurance?

If you don’t have the right insurance and you’re stopped by the police or involved in an accident your insurance might not be valid, your car could be seized and you could be prosecuted.

Can I Do Deliveries with My Car?

You can use your own car for food delivery purposes but it’s important to make sure you have the right insurance. Even if your car has commercial insurance cover, it’s unlikely this will cover food delivery. Make sure to check your policy and get the correct cover in place before you start. 

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