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Compare Third Party Car Insurance

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Insurance you can trust

FCA Authorised and Regulated

Apricot, and all the insurers on our panel, are fully FCA authorised and regulated.

Friendly UK Customer Service

Our friendly UK team has over 35 years combined experience in car insurance.

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Policies to Suit Your Needs

Add options such as legal expenses cover, breakdown cover, etc.

Protected by FSCS

All policies are covered by the Financial Services Compensation Scheme for your peace of mind.

Proud BIBA Members

Established members of the British Insurance Brokers Association.

Compare Third Party Car Insurance

Whatever your age, location or the car you drive, shopping around to find the best car insurance can feel like hard work. If you are looking for car insurance, Belfast and other Northern Ireland drivers can turn to Apricot. We compare car insurance NI quotes from the leading UK insurers to find the best quote for you. Apricot will help you avoid overpaying for car insurance while ensuring you get the right coverage that best suits your needs.

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What our customers say about Apricot Insurance

P Markey

Northern Ireland


“My household claim was settled promptly and to my total satisfaction, thank you for all your help.”

C Montgomery

Lisburn, Northern Ireland


“I have bought my car insurance from Apricot Insurance for the last few years – their staff are always friendly and easy to deal with.”

D Adams

Northern Ireland


“I am delighted that you could place my van insurance as I was having difficulty with other brokers. The premium was the best in the market and your attention to detail and friendly approach made it easy for me.”

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Compare Third Party Car Insurance: Basic Cover at an Affordable Price

 
Third party car insurance is the minimum level of cover required by law in the UK. It’s designed to cover damage or injury you cause to other people, vehicles, or property while driving. If you’re looking for affordable, no-frills protection, third party insurance could be a suitable option. At Apricot Insurance, we make it easy to compare third party car insurance policies to help you find the best deal for your needs.
 

What Is Third Party Car Insurance?

 
Third party insurance covers you against any legal liability for injury to others or damage to someone else’s property. However, it does not cover damage to your own vehicle or personal injuries. This type of policy is often chosen by new drivers, those with older or less valuable cars, or motorists simply looking for a lower-cost insurance option.
 

Is Third Party Always Cheaper?

 
While third party insurance is generally the most basic form of cover, it’s not always the cheapest. Some insurers see third party drivers as higher risk and may charge more as a result. That’s why it’s important to compare policies from different providers rather than assuming third party will be the lowest cost option.
 

Things to Consider When Comparing Third Party Insurance

 
  • Level of Protection
Third party insurance offers the least protection. If you want cover for your own car in case of fire or theft, consider third party fire and theft as a middle ground.
 
  • Premium and Excess
Check the overall cost, including any excess fees you’d need to pay in the event of a claim. Comparing both the price and policy details will help you find the most cost-effective solution.
 
  • Optional Extras
Some insurers offer add-ons such as breakdown cover, legal assistance, or personal accident cover — even with third party policies. These can be worth considering for added peace of mind.
 

Compare Third Party Car Insurance with Apricot Insurance

 
At Apricot Insurance, we simplify the process to compare third party car insurance from a wide range of trusted UK providers. Our quick and easy comparison tool helps you find competitive quotes that match your driving profile and budget, without the hassle of contacting multiple insurers individually.
 
Whether you’re a new driver or just seeking basic cover, start your quote today and get the third party insurance that suits your needs — at a price that works for you.
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