Compare New Driver Car Insurance
Policies from under £250*
Better prices for better drivers - we reward your care and attention!
Highly experienced UK advisors
Insurance you can trust
FCA Authorised and Regulated
Apricot, and all the insurers on our panel, are fully FCA authorised and regulated.
Friendly UK Customer Service
Our friendly UK team has over 35 years combined experience in car insurance.
Online Quotes
Get a quote online in minutes. Buy online or over the phone.
Policies to Suit Your Needs
Add options such as legal expenses cover, breakdown cover, etc.
Protected by FSCS
All policies are covered by the Financial Services Compensation Scheme for your peace of mind.
Proud BIBA Members
Established members of the British Insurance Brokers Association.
New Driver Car Insurance NI
Whatever your age, location or the car you drive, shopping around to find the best car insurance can feel like hard work. If you are looking for car insurance, Belfast and other Northern Ireland drivers can turn to Apricot. We compare car insurance NI quotes from the leading UK insurers to find the best quote for you. Apricot will help you avoid overpaying for car insurance while ensuring you get the right coverage that best suits your needs.
Get covered online in 3 easy steps
Do a quick quote online
Pick a price and insurer
Get covered!
What our customers say about Apricot Insurance
P Markey
Northern Ireland
“My household claim was settled promptly and to my total satisfaction, thank you for all your help.”
C Montgomery
Lisburn, Northern Ireland
“I have bought my car insurance from Apricot Insurance for the last few years – their staff are always friendly and easy to deal with.”
D Adams
Northern Ireland
“I am delighted that you could place my van insurance as I was having difficulty with other brokers. The premium was the best in the market and your attention to detail and friendly approach made it easy for me.”
Compare New Driver Car Insurance with Apricot Insurance
Passing your driving test is a major achievement, but once the L plates come off, the next challenge is finding affordable insurance. As a new driver, you’re often faced with higher premiums, but that doesn’t mean you have to settle for the first quote you find. At Apricot Insurance, we make it simple to compare new driver car insurance from a panel of trusted UK insurers—helping you get the right cover at the right price.
Why Is Insurance More Expensive for New Drivers?
Insurance providers view new drivers as higher risk due to their lack of experience. Statistically, drivers in their first year on the road are more likely to be involved in an accident, and this is reflected in premium costs. However, that doesn’t mean affordable cover isn’t available—it just means it’s important to compare quotes carefully.
When you compare new driver car insurance, you’ll be able to:
✔️ Discover which insurers offer competitive deals for newly qualified drivers
✔️ Customise your cover to suit your lifestyle and driving habits
✔️ Explore options like telematics (black box) to help lower your premium
What Type of Cover Should You Choose?
New drivers can choose from:
Third Party Only – the minimum legal requirement
Third Party, Fire and Theft – includes cover for theft and fire damage
Comprehensive – offers the highest level of protection, often at a surprisingly similar cost
It’s worth noting that third party policies aren’t always the cheapest. Comprehensive cover can sometimes work out better value and give you broader protection.
Ways to Save as a New Driver
Opt for a smaller, lower insurance group car
Add a named experienced driver to your policy
Limit your annual mileage
Pay annually instead of monthly to avoid interest charges
Compare with Apricot Insurance
At Apricot Insurance, we understand how confusing it can be to find the right policy as a new driver. That’s why we make it easy to compare new driver car insurance quickly, with clear, personalised quotes from a variety of insurers. Whether you’re driving to college, work, or just around town, we help you get covered with confidence.
Start comparing now and take the stress out of your first insurance policy.