Cheap private van insurance

Policies from under £45 per month*

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Apricot, and all the insurers on our panel, are fully FCA authorised and regulated.

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Our friendly UK team has over 35 years combined experience in car insurance.

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Private van insurance

Do you own a van which you don’t use for any commercial-related purpose? Perhaps you use your van for hobbies (e.g. carrying your surf-boards, etc), or for the same types of trips that most people use their private car for. In short, if you never use the van for any business use, you can probably save money by taking out a private van insurnce policy in the UK. Apricot are here to help. We work with a wide range of leading insurers to make sure we can compare to find you the most suitable deal at a great price. 

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What our customers say about Apricot Insurance

Private Van Insurance 

Do you have a van that’s used for social, domestic or pleasure purposes only? Private van insurance will keep you and your vehicle protected. Plus, our range of private van insurance quotes has something for every driver and budget too.

What is private van insurance?

Similar to car insurance, private van insurance ensures that your vehicle is protected from a few risks like accident, loss and theft. Just like car insurance UK, there are different policies available as well as various add-ons.

What are the different types of private van insurance? 

Typically, there are three policies that you can choose from: third party, comprehensive and third party, fire and theft.

  • Third party is the most basic level of cover and is legally required. It covers against any injury or damage to other people, their cars and property.
  • Third party, fire and theft includes this and if your van is stolen or damaged by fire.
  • Comprehensive is the highest level of cover and includes all of the above as well as any damage to your van.

Does private van insurance include vans used for business?

No, if you use your van for work, you’ll need commercial van insurance. This includes if you use your van for travelling around for work purposes. Private van insurance is purely for personal and social use.

Will car insurance protect my van?

No. If you have fully comprehensive insurance on your car, your provider may agree to cover you third party on a borrowed van for say removals, but not if it’s your own van. It’s important that you identify whether your vehicle is a van or car beforehand. If you don’t know, you can find this information out using the registration number.

Can I get any policy add-ons with my private van insurance?

Yes, just like car insurance, you can add on cover for breakdown, legal costs, key loss and personal accidents. If you want to protect the items in your van, you may need separate contents insurance. But if these contents are associated with your business, you’ll need commercial insurance.

How can I reduce my private van insurance quote?

Shopping around and comparing quotes is the easiest way to find a good van insurance deal, which is why we’ve done all the hard work for you. There are also some additional things you can do like adding an older more experienced driver to your policy, parking it off-road at night, and reducing your annual mileage.

Can I drive a car on van insurance?

If your car insurance policy states that you can drive other cars or vehicles then you can drive a van or car that isn’t yours and still have peace of mind that you’re covered. This varies from policy to policy though so it’s important to check the individual terms and conditions.

At Apricot Insurance, we work with the UK’s leading insurance companies to find you the best private van insurance quotes. Get a cheap private van insurance quote at Apricot today.

* 15.6% of customers paid £45 per month or less for van insurance from July 2020 to June 2021.