Cheap commercial van insurance

Policies from under £45 per month*

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Apricot, and all the insurers on our panel, are fully FCA authorised and regulated.

Friendly UK Customer Service

Our friendly UK team has over 35 years combined experience in car insurance.

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Policies to Suit Your Needs

Add options such as legal expenses cover, breakdown cover, etc.

Protected by FSCS

All policies are covered by the Financial Services Compensation Scheme for your peace of mind.

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Established members of the British Insurance Brokers Association.

Commercial van insurance

If your van is used for business purposes, even occasionally, you’ll need commercial van insurance. If that’s what you’re looking for, you’re in the right place.

Apricot has years of experience in all types of van insurance, and we’re dedicated to getting you the right cover at a really competitive price. See how much you could save today. You can get a quote online, it takes just minutes, or our friendly UK team are here to help should you need any more personalised assistance.


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What our customers say about Apricot Insurance

Commercial van insurance

With Apricot Insurance, you can easily compare quotes for cheap commercial van insurance from a range of reputable insurers. Our van insurance quote tool provides you with instant quotes from top-rated UK insurers.

Getting an online quote is quick and easy. Once you obtain a quotation price, you can purchase your policy online or by phone.

Do I need van insurance? 

Van insurance UK is mandatory. It’s a legal requirement to have at least third-party insurance for your vehicle, regardless of whether it’s for commercial or personal use.

What is third party coverage?

When you use your van, third party cover protects you in case you injure someone or damage their property. This level of insurance can also cover you for fire and theft by a third party if added. 

What is comprehensive van cover?

As opposed to third party fire and theft, comprehensive cover pays out in the event of theft, accidents or crimes causing your van to be damaged.

Are van and car insurance the same?

No, and you must know which policy is right for you when you take out insurance. You can drive the van on your insurance policy, but you need to be aware that this only covers you for third party damage and not for damage to the van itself.

How can I get cheap van insurance?

There are a few points to consider when trying to find cheap van insurance which we have listed below for guidance: 

  • Consider the size of your van, smaller the cheaper
  • Compare van insurance policies
  • Pay annually for your van insurance rather than monthly
  • Status of work and van usage
  • Enhance the security of your van
  • Do not include optional extras that you do not need
  • Increase your voluntary excess
  • Lower your mileage if possible

Can I drive a work van on my car insurance?

Your name will have to appear on the insurance policy of the van, and if you have insurance for another vehicle, it cannot be transferred. ‘Any driver insurance’ taken out by your employer would cover you.

Do vans need commercial insurance?

You need commercial van insurance unless your van is strictly for personal use. Whether you use it for commuting or for working from one place to another commercial insurance will be needed.

Can a younger driver get van insurance for a business?

Any driver between the ages of 17 and 24 is considered a young driver by insurance companies, whether they drive cars, vans or most other types of vehicles so premiums would rise.

Why is my van insurance so high?

Since vans tend to have larger engines and more storage space, van insurance usually costs more than UK car insurance since there is a greater chance they will carry valuable cargo. In light of this, premiums are higher because claims are likely to be more expensive.

In what ways does business van insurance cost more?

The average cost of business van insurance varies based on your type of use, but it might be more affordable than a social only policy. Insurance costs are much higher when you are transporting goods for other people.

How does company vehicle insurance work?

Business car insurance covers the use of your vehicle for business purposes. This is different from a standard policy, which only covers commuting and social activities.

Who pays the insurance for a company car or van?

Employers are responsible for insurance, servicing, and maintenance. As the vehicle never belongs to you, there is no depreciation cost to be concerned about.

* 15.6% of customers paid £45 per month or less for van insurance from July 2020 to June 2021.