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Apricot is fully FCA authorised and regulated.

Friendly UK Customer Service

Our friendly UK team has over 35 years combined experience.

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Need add-ons or extra cover? No problem, we’ll tailor to your requirements.

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All Apricot’s policies are covered by the Financial Services Compensation Scheme for your peace of mind.

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Established members of the British Insurance Brokers Association.

Multi vehicle insurance NI

Apricot can help you find appropriate insurance for any number of vehicles in a combined policy. Also known as fleet insurance, multi vehicle insurance Northern Ireland will insure your vehicles together with one renewal date. Whether you’re running a business which uses multiple vehicles, or even a large household with several cars, Apricot can help you get insured. Just fill in a short form about you and your requirements, and we’ll provide quotes in minutes. See how much you could save.

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Multi Vehicle Insurance NI

Multi vehicle insurance Northern Ireland can be a speedy and convenient way to insure multiple cars (or other types of vehicles) under one insurance policy. 

Why use multi vehicle insurance?

Using multi vehicle insurance allows you to insure multiple vehicles under one policy. This means you have less paperwork to do, fewer renewals and payments to remember, and only have to deal with one company if you have an accident.

It can also be significantly cheaper to insure multiple vehicles on one policy. Many people save hundreds of pounds by combining their vehicle insurance into multi vehicle insurance.

Can I insure a car and a van on one multi vehicle insurance policy?

Yes, most insurers will allow you to insure a car and a van on the same multi vehicle insurance policy.

Can I insure multiple work vans?

If you’re looking to insure multiple work vans, then the same insurance is typically called motor fleet insurance or mini fleet insurance, which allows you to insure several commercial vehicles at once.

What cover does multi vehicle insurance include?

Multi vehicle insurance has many of the same coverage options as regular car insurance. The most common options are between cover levels:

  • Third party
  • Third party fire and theft
  • Comprehensive

It’s important to weigh up these options and select the right level of cover for your vehicles.

What optional cover is available on multi vehicle insurance NI?

Northern Ireland multi vehicle insurance can encompass many of the same optional extras available on any car insurance. These can include:

  • Legal cover, to help with the costs of legal proceedings
  • Contents cover, to replace items stolen from the vehicles
  • Breakdown cover, in case your vehicle needs recovery.

Plus other option cover types.

When is it better to insure vehicles separately?

Sometimes it can be more favourable to insure your vehicles through separate policies. This might be the case if one car is of particularly high value, a classic car, or in a significantly higher insurance category than the other vehicles on the policy. It may also be best to insure a specific driver separately, especially if that driver is considered high risk – by being a young driver, for example. 

Who qualifies for multi vehicle insurance?

Generally, any vehicles can be insured together with any named drivers. However, these vehicles must typically be registered at the same address. 

How many vehicles can be insured with multi vehicle insurance NI?

Most insurers will let you insure up to five cars on one multi vehicle policy, provided all vehicles are registered at one address. If you need to insure more vehicles than this for commercial use, this insurance is typically referred to as motor fleet insurance or mini fleet insurance. 

Does a claim affect all drivers on the policy?

If one driver makes a claim on a multi vehicle policy, the premiums will usually go up. This doesn’t tend to affect the no claims bonus of the other drivers, though.