Cheap flat insurance N.I.

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Flat insurance N.I.

Flat insurance is a type of homeowners insurance. If you are looking to insure your apartment look no further. Apricot are a specialist broker here in Northern Ireland, and we’ve got an exceptional team with over 35 years combined experience. They are here to help with any questions you may have about NI flat insurance. Not only that, but we offer an easy online quoting system. Click below if you’d like to get a quote and see how much you could save.

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Flat insurance NI

If you’re looking to buy cheap insurance for your flat in Northern Ireland but you’ve got a few questions on your mind, we’ve got the answers. From finding the best rates to getting an idea of what is included in your insurance policy, read on to learn everything you need to know.

If you’re not NI based that’s no problem. We provide flat insurance UK wide.

How much is flat insurance in Northern Ireland?

Northern Ireland homeowners pay an average of £171 for a standard home insurance policy, which is 30% more than the rest of the UK.

What does flat insurance cover? 

An owner’s policy includes coverage for the repair or replacement of your home or belongings in case of damage caused by certain perils, including fire or theft. In addition, it may cover accidents that result in damage to property or injuring visitors.

What will flat insurance not cover? 

The policy does not cover damage caused by termites and insects, birds, rodents, rust, rot, mould, and general wear. In addition, smoke and smog generated by industrial and agricultural operations are not covered. Generally, something poorly made or with a hidden defect will not be covered.

Is it worth getting flat insurance?

Taking out flat insurance can protect your possessions against hazards such as fires, thefts, and accidental damage. It can be very expensive to replace your possessions if they are destroyed or damaged. Some of these items may be very vital.

Can single flats be insured? 

Blocks of flats are usually insured by either the property’s freeholder or by a management company or residents’ association. To provide coverage for the building, a single policy covering all the flats is ideal. If you’re unsure as to whether your landlord has flat insurance in place for you, it is best to inquire to avoid any potential confusion down the line should something happen in the worst-case scenario.