Cheap flat insurance N.I.
Compare leading insurers
Our cheapest N.I. quotes in under 3 minutes
Friendly N.I. based team
Insurance you can trust
FCA Authorised and Regulated
Apricot, and all the insurers on our panel, are fully FCA authorised and regulated.
Friendly UK Customer Service
Our friendly UK team has over 35 years combined experience in car insurance.
Online Quotes
Get a quote online in minutes. Buy online or over the phone.
Policies to Suit Your Needs
Add options such as legal expenses cover, breakdown cover, etc.
Protected by FSCS
All policies are covered by the Financial Services Compensation Scheme for your peace of mind.
Proud BIBA Members
Established members of the British Insurance Brokers Association.
Flat insurance N.I.
Flat insurance is a type of homeowners insurance. If you are looking to insure your apartment look no further. Apricot are a specialist broker here in Northern Ireland, and we’ve got an exceptional team with over 35 years combined experience. They are here to help with any questions you may have about NI flat insurance. Not only that, but we offer an easy online quoting system. Click below if you’d like to get a quote and see how much you could save.
Get covered online in 3 easy steps
Do a quick quote online
Pick a price and insurer
Get covered!
What our customers say about Apricot Insurance
P Markey
Northern Ireland
“My household claim was settled promptly and to my total satisfaction, thank you for all your help.”
C Montgomery
Lisburn, Northern Ireland
“I have bought my car insurance from Apricot Insurance for the last few years – their staff are always friendly and easy to deal with.”
D Adams
Northern Ireland
“I am delighted that you could place my van insurance as I was having difficulty with other brokers. The premium was the best in the market and your attention to detail and friendly approach made it easy for me.”
Flat insurance NI
If you’re looking to buy cheap insurance for your flat in Northern Ireland but you’ve got a few questions on your mind, we’ve got the answers. From finding the best rates to getting an idea of what is included in your insurance policy, read on to learn everything you need to know.
If you’re not NI based that’s no problem. We provide flat insurance UK wide.
How much is flat insurance in Northern Ireland?
Northern Ireland homeowners pay an average of £171 for a standard home insurance policy, which is 30% more than the rest of the UK.
What does flat insurance cover?
An owner’s policy includes coverage for the repair or replacement of your home or belongings in case of damage caused by certain perils, including fire or theft. In addition, it may cover accidents that result in damage to property or injuring visitors.
What will flat insurance not cover?
The policy does not cover damage caused by termites and insects, birds, rodents, rust, rot, mould, and general wear. In addition, smoke and smog generated by industrial and agricultural operations are not covered. Generally, something poorly made or with a hidden defect will not be covered.
Is it worth getting flat insurance?
Taking out flat insurance can protect your possessions against hazards such as fires, thefts, and accidental damage. It can be very expensive to replace your possessions if they are destroyed or damaged. Some of these items may be very vital.
Can single flats be insured?
Blocks of flats are usually insured by either the property’s freeholder or by a management company or residents’ association. To provide coverage for the building, a single policy covering all the flats is ideal. If you’re unsure as to whether your landlord has flat insurance in place for you, it is best to inquire to avoid any potential confusion down the line should something happen in the worst-case scenario.