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Apricot is fully FCA authorised and regulated.
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Our friendly UK team has over 35 years combined experience.
Dedicated to saving you time and money.
Policies to Suit Your Needs
Need add-ons or extra cover? No problem, we’ll tailor to your requirements.
Protected by FSCS
All Apricot’s policies are covered by the Financial Services Compensation Scheme for your peace of mind.
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Established members of the British Insurance Brokers Association.
Private hire insurance NI
Looking for private hire insurance NI? Not all companies cover Northern Ireland, but Apricot do. You’re in the right place for quality and competitively priced private hire insurance policies. Enquiring with Apricot is quick and easy – simply fill in a quick form about your requirements, your vehicle and yourself, and we’ll give you a quote within minutes. It’s vital to have the correct insurance for your private hire vehicle or minicab – get a quote now and save a lot with Apricot!
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What our customers say about Apricot Insurance
“My household claim was settled promptly and to my total satisfaction, thank you for all your help.”
Lisburn, Northern Ireland
“I have bought my car insurance from Apricot Insurance for the last few years – their staff are always friendly and easy to deal with.”
“I am delighted that you could place my van insurance as I was having difficulty with other brokers. The premium was the best in the market and your attention to detail and friendly approach made it easy for me.”
Private Hire Insurance NI
If you’re using your vehicle for customers who pre-book transport, you’ll need to find private hire insurance NI. Finding the right insurer and making sure you’re ticking all the legal boxes can take time, but with our simple form and speedy quote retrieval, you’ll have cheap and relevant quotes to meet your needs in no time.
My customers pre-book – do I need private hire insurance NI?
Yes, if members of the public book your transport services and then pay for those services, you legally require private hire insurance. This means some taxi insurance and minicab insurance will be classed as private hire.
What cover should I look for in private hire insurance Northern Ireland?
You’re running a business which involves members of the public, so you’ll need public liability insurance.
Breakdown cover can be extremely useful but it won’t always come as standard.
Legal cover is important as it will protect you if a customer or third-party driver makes a claim against you (or vice versa).
Because you clock up so many miles in your work, including unlimited mileage cover can help. Calculate your average annual mileage first to make sure this cover is a good idea.
If you own a business and employ drivers, you’ll need to include employers’ liability cover.
What’s going to affect the cost of my private hire insurance NI?
Compared to standard car insurance, private hire insurance can cost more. If you’re looking to bring down the cost of this insurance, these tips may help:
* A reliable, older car that is not imported is cheaper to insure.
* Having one named driver on a policy will be cheaper than multiple named drivers or “any driver” cover.
* A good track record as a private hire driver and a well maintained no-claims bonus will lower the cost of insurance.
* Extra security measures, such as dashcam, CCTV and off-duty parking, will reduce the cost of your insurance.
* If you choose comprehensive vehicle cover over third party, or third party, fire and theft, you’ll pay more.
Can I use my private hire vehicle when I’m not working?
Only if your insurance policy includes personal use cover. If this doesn’t come as standard, make sure you add it on if you want to use the vehicle for personal reasons. Otherwise, you’re only insured when you’re working.
I run a business providing private hire services. Is basic private hire insurance NI suitable?
Private hire insurance NI is the right type of policy, but as a business owner you may want to consider employer liability and fleet insurance. Tell your insurer if you have drivers using multiple vehicles so they can work out the most suitable cover for you.
At Apricot Insurance, we work with the UK’s leading insurance companies to find you cheap private hire insurance NI, so get a cheap quote at Apricot today.