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Tractor insurance NI

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Tractor Insurance NI

Compare Tractor Insurance NI

If you work as a farmer or in agriculture, your tractor is likely an important part of your livelihood. You should always ensure that your tractor is properly protected with insurance, as this could help you cover the costs if you accidentally cause damage to someone else’s property or in case of an incident. If your tractor is a vital part of your business then you should carefully consider your insurance options.

Here at Apricot Insurance, we offer a quick and simple quote process to help you look at offers from insurance providers across Northern Ireland, including those providing tractor insurance throughout the UK. Our quote form is quick and easy to use and can help you save money when looking for tractor insurance in Northern Ireland.

How much does it cost to insure a tractor in Northern Ireland?

The exact cost of your insurance will depend on your tractor’s value, age, and engine size, as well as how much experience you have driving tractors. If you want a quick quote for how much your insurance could be, you can use our quote comparison tool and get a result almost immediately.

What type of tractor insurance can I get?

Just like with car insurance or van insurance, you can choose between different levels of tractor insurance. You will usually be able to pick from the following:

  • Third party
  • Third party, fire, and theft
  • Fully comprehensive

While third party insurance only covers incidents where you cause harm to other people or their belongings, you can get a higher level of insurance to protect your tractor. This can be important since tractors can be expensive to repair or replace.

Do I need tractor insurance?

If you intend to drive your tractor on public highways in Northern Ireland or any other part of the UK, you will need a minimum of third party insurance to protect others. You do not need insurance if you only use your tractor on private land such as a farm. However, you might still want insurance to help avoid financial issues in case of an incident. Tractor insurance is a sensible investment to protect your vehicle and your business and with a range of quotes to choose from, it should be possible to find a policy that suits your needs.

What other types of insurance should I consider?

If you allow members of the public onto your farm for services such as pick-you-own harvesting or tractor rides at a farm park, you might also want to consider public liability insurance. This protects you if a member of the public gets hurt as an effect of your business.

How can I get cheaper tractor insurance?

If you are looking for cheaper insurance, the best way is to compare quotes from multiple providers. This means you can easily find cheaper insurance without contacting insurance providers directly.

Does tractor insurance include trailers?

Not all insurance policies include the use of trailers, so you will need to check before purchasing insurance. You can usually add trailer usage to your policy for an additional fee.