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✔ Policies from under £100*

✔ Highly experienced UK advisors

✔ Instant cover available

Insurance you can trust


FCA Authorised and Regulated

Apricot, and all the landlord insurers on our panel, are fully FCA authorised and regulated.


Good Value Cover

We’ll find you the best value deals from our panel of over 20 leading landlord insurers.


Protected by FSCS

All policies are covered by the Financial Services Compensation Scheme for your peace of mind.


Friendly UK Customer Service

Our friendly UK team has over 35 years combined experience in landlord and commercial insurance.


Policies to Suit Your Needs

Options include legal expenses, home emergency and rent guarantee cover.


Proud BIBA Members

Established members of the British Insurance Brokers Association.

Rental home insurance

At Apricot, we know how important it is to insure your rental property and to get the right cover to suit your needs at a great price.

Apricot specialises in landlord insurance, so we can cover your rental home. We work with a wide range of leading insurers, so we can find you quality rental home insurance cover at a great price.

We provide tailored cover to suit your needs and circumstances.

Compare quotes now, and we look forward to providing you with our best price for quality rental home insurance.

What Insurance Should a Landlord Have for a Rental House?

Nowadays you’re normally required to have landlord insurance as part of your mortgage agreement. Deciding what coverage you need will depend on your own circumstances and the risks you want to protect against, but common types of insurance include:

  • Buildings insurance to cover any structural damage to your rental property.
  • Contents insurance and accidental damage cover. These protect you from any damage caused to furniture or white goods by floods, fires or smaller household accidents. Keep in mind this won’t cover general wear and tear.
  • Liability insurance protects against compensation claims from personal injury on your property.
  • Tenant default or loss of rent insurance. If your renters fail to pay or your accommodation is uninhabitable and you lose income, you’ll be covered if you have this type of cover.
  • Rehousing cover pays out if you have to rehome tenants because the property is temporarily uninhabitable.

Is Landlord Rental Insurance Worth It?

Even where landlord rental insurance is not a lender requirement, it’s still a good idea to consider having landlord insurance. Even with the best tenants, accidental damage or incidents like fires and floods can happen.

Although you can normally include various add-ons, a typical landlord insurance policy protects you against common risks, including:

  • Compensation claims from a personal injury in your property.
  • Rehousing costs if you have to temporarily rehome tenants.
  • Structural damage.
  • Accidental damage to furniture and white goods.

At Apricot we recommend shopping around to make sure you get the best rates. Using our free, no-fuss service you can quickly compare different insurers and find great landlord insurance deals.

Do I Need Both Home Insurance and Landlord Insurance?

Landlord insurance is a type of home insurance, specifically designed and enhanced for rental properties. This means you shouldn’t need separate home insurance in addition to your landlord policy, which should include buildings, contents, liability and rehousing cover.

* 18% of our landlord insurance customers in 2020 had a premium of £100 or less per annum.