Car Insurance For Older Drivers
Policies from under £250*
Better prices for better drivers - we reward your care and attention!
Highly experienced UK advisors
Insurance you can trust
FCA Authorised and Regulated
Apricot, and all the insurers on our panel, are fully FCA authorised and regulated.
Friendly UK Customer Service
Our friendly UK team has over 35 years combined experience in car insurance.
Online Quotes
Get a quote online in minutes. Buy online or over the phone.
Policies to Suit Your Needs
Add options such as legal expenses cover, breakdown cover, etc.
Protected by FSCS
All policies are covered by the Financial Services Compensation Scheme for your peace of mind.
Proud BIBA Members
Established members of the British Insurance Brokers Association.
Older Driver Car Insurance NI
Save a lot with Apricot!
* 7-8% of Apricot car insurance customers over 35 paid less than £250 between June 2020 to June 2021. Different age ranges will be priced differently.
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What our customers say about Apricot Insurance
P Markey
Northern Ireland
“My household claim was settled promptly and to my total satisfaction, thank you for all your help.”
C Montgomery
Lisburn, Northern Ireland
“I have bought my car insurance from Apricot Insurance for the last few years – their staff are always friendly and easy to deal with.”
D Adams
Northern Ireland
“I am delighted that you could place my van insurance as I was having difficulty with other brokers. The premium was the best in the market and your attention to detail and friendly approach made it easy for me.”
Compare Car Insurance for Older Drivers with Apricot Insurance
As we get older, our driving habits often become safer, more consistent, and more experienced. Yet, car insurance premiums don’t always reflect this. That’s why Apricot Insurance makes it easier to compare car insurance for older drivers, helping you find policies that reward your years behind the wheel with competitive prices and tailored cover.
Why Compare Car Insurance for Older Drivers?
Many older motorists drive fewer miles, avoid high-risk situations, and have clean driving records. Despite these factors, some insurers may still view age as a risk factor—particularly once drivers reach their 70s and beyond. This makes it even more important to compare multiple quotes to avoid overpaying and to ensure you’re getting the cover you really need.
When you compare car insurance for older drivers, you can:
✔️ Find policies that match your driving style and needs
✔️ Avoid paying for unnecessary extras
✔️ Access discounts for safe driving histories
✔️ Tailor your cover to suit lower mileage or occasional use
Key Features to Look For
When choosing a policy, consider features that provide extra reassurance and value:
Breakdown cover – especially helpful for peace of mind on longer trips
Courtesy car – to keep you mobile during repairs
Windscreen cover – often included with comprehensive policies
Protected no-claims bonus – valuable if you’ve built up years without claims
Personal belongings cover – useful if you carry valuables in your car
Types of Insurance Cover
Older drivers can choose between the standard levels of car insurance:
Third Party Only – minimum legal cover
Third Party, Fire and Theft – includes protection for theft and fire damage
Comprehensive – covers damage to your own car and others
Comprehensive policies often offer the best overall value and protection, especially for drivers who want complete peace of mind.
Compare with Apricot Insurance Today
At Apricot Insurance, we help you compare car insurance policies from a wide range of UK providers—all in one convenient place. Whether you’re still driving regularly or only occasionally, we make it easy to find car insurance for older drivers that suits your lifestyle and your budget.
Get started today and enjoy confidence on the road with a policy that works for you.