Cheap commercial van insurance N.I.

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Apricot, and all the insurers on our panel, are fully FCA authorised and regulated.

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Our friendly UK team has over 35 years combined experience in car insurance.

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Add options such as legal expenses cover, breakdown cover, etc.

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Commercial van insurance N.I.

Insurance is not only a legal requirement, it helps keep you on the road if something happens.  Whether you’re a sole trader or a limited company, Apricot’s quick online quoting system and our friendly Belfast team will help you find your next commercial van insurance policy at a great price. Our team has over 35 years combined experience, and we have strong relationships with a multitude of insurers. So when you get a quote with us we can compare commercial van insurance to help you find the right deal for you. Get a quote online or call our NI team today.

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Commercial van insurance NI

Whether you use your van to make deliveries in Lisburn or to work on client jobs in Belfast, we help businesses find the best commercial van insurance quotes across NI.

Do I need insurance to drive a van in Northern Ireland?

Yes, without commercial van insurance, Northern Ireland drivers are breaking the law and risk facing court prosecution and a fine of up to £1,000.

What type of van insurance do Northern Ireland drivers need?

There are three key types of van insurance Northern Ireland drivers can choose from:

  1. Third-party: Covers the cost of damage you may have caused to another person or their property.
  2. Third-party, fire and theft: Along with third-party cover, your van is covered if stolen, damaged or written off by fire.
  3. Fully comprehensive: In addition to the cover provided by a third party, fire and theft, you are also covered for any damage to your van, regardless of who is at fault.

What optional extras can I get with van insurance?

When you buy commercial van insurance, NI policyholders can add extra features, including:

  • Breakdown cover
  • Legal cover
  • Replacement van cover
  • Tool cover
  • Protected no claims discount
  • Public liability cover

Can young drivers take out van insurance?

Many insurers have a minimum age limit of 21, although some specify 25. Young drivers are more likely to be involved in accidents, often making it difficult for young drivers to find cheap commercial van insurance NI.

What affects the cost of commercial van insurance in Northern Ireland?

Age, driving history, type of commercial van, cover level and any extras you add to the policy will affect how much commercial van insurance you pay. This also applies to where you live. For example, the most expensive place to insure a van is County Tyrone, while the cheapest is County Down.

How to get cheap commercial van insurance NI?

Wherever you live in Northern Ireland, there are ways you can lower your commercial van insurance premium. For example:

  • Avoid auto-renewing and shop around instead
  • Compare commercial van insurance quotes NI to find the best deal
  • Pay annually rather than spreading the cost over 12 months
  • Pay a higher voluntary excess
  • Store your van in a garage or park on a drive overnight

At Apricot Insurance, we work with the UK’s leading insurance companies to find you the best quotes on your commercial van insurance. To find out more about how we can help you, contact us today.