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Includes cover for young or inexperienced drivers
Insurance available for cars, classic cars and high performance vehicles
Insurance available for students away from home
Main policyholder must have at least 4 years no claims bonus
All policies fully comprehensive
Insurance you can trust
- FCA authorised and regulated
- Friendly UK customer service
- Competitive quotes
- Policies to suit your needs
- Protected by FSCS
- Proud BIBA members
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What our customers say about Apricot Insurance
P Markey
Northern Ireland
“My household claim was settled promptly and to my total satisfaction, thank you for all your help.”
C Montgomery
Lisburn, Northern Ireland
“I have bought my car insurance from Apricot Insurance for the last few years – their staff are always friendly and easy to deal with.”
D Adams
Northern Ireland
“I am delighted that you could place my van insurance as I was having difficulty with other brokers. The premium was the best in the market and your attention to detail and friendly approach made it easy for me.”
Multi Car Insurance – Features & Benefits
Our multi car policies are underwritten by Aviva through Prestige Underwriting and provide comprehensive cover for households with two or more vehicles at the same address.
Comprehensive Cover as Standard
All vehicles on the policy receive full comprehensive cover – no need to choose a reduced level.
New for Old Replacement
If repairs exceed 60% of UK list price within 12 months of purchase, we replace the vehicle.
Courtesy Car Included
A courtesy car is provided while your vehicle is being repaired, keeping you on the road.
Unlimited Windscreen Cover
Unlimited windscreen repair or replacement when using an approved repairer.
Foreign Use – Up to 90 Days
Drive your insured vehicles across Europe with cover included for up to 90 days per year.
24-Hour Accident Reporting
A dedicated 24-hour accident reporting line means help is always available, day or night.
NCB Protection Available
Policyholders with 4 or more years’ NCB can pay a small extra premium to protect it.
Cover for Up to 7 Vehicles
Insure between 2 and 7 vehicles at the same address, up to a total value of £400,000.
Standard Cover Limits at a Glance
- Level of cover – comprehensive
- New for old replacement – within 12 months if repair cost exceeds 60% of list price
- Courtesy car – included as standard
- Windscreen cover – unlimited (approved repairer)
- Medical expenses – up to £500
- Audio equipment – up to £500
- Replacement locks (keys/transmitter stolen) – up to £500
- Personal belongings – up to £100
- Third party property damage – up to £20,000,000 including costs
- Foreign use – up to 90 days per year
- Maximum number of vehicles – up to 7 vehicles
- Maximum single vehicle value – £175,00o
- Maximum total fleet value – £400,000
- Excess – age 25 and over – £350 ADF&T
- Excess – age 17 to 24 – £750 ADF&T
- 24-hour accident reporting line – included as standard
- NCB protection (optional) – available for 4+ years NCB holders